NerdWallet ratings are determined by our editorial team. According to NerdWallet analysis, these are the most populated zip codes in Los Angeles and the average annual cost of car insurance for a 35-year-old driver with good credit and a clean driving record. If you have a car accident or a traffic violation on your driving record, you should expect your insurance rates to increase, sometimes significantly, because of it. The final insurance policy premium for any policy is determined by the insurance company upon application.
Here's a breakdown of prices in Los Angeles for similar drivers of different ages, based on NerdWallet's most recent analysis. According to NerdWallet's analysis, these are the average rates in Los Angeles per company for good drivers and those with record violations. If you're looking for cheap car insurance in Los Angeles, California, you'll want to compare prices and quotes from several companies. In Los Angeles, these are the cheapest car insurance companies based on average rates for a 35-year-old driver with good credit and a clean driving record, according to NerdWallet's most recent analysis.
These are the average rates for drivers with a DUI in Los Angeles, according to NerdWallet's most recent analysis. Before you start looking for car insurance, consider the minimum insurance coverage requirements you'll need to meet to drive legally. Insurers use a variety of factors to determine the cost of car insurance, such as your age, address, the type of car you drive and your driving history, which means that, ultimately, each driver will receive a different rate. The best and most effective way to avoid paying too much for your car insurance is to keep your driving record clean.
The analysis included the largest insurance companies in each state; smaller insurers were also included when rates were available. Auto insurance rates in Los Angeles are significantly higher than the national average, but there are still ways to save money on your car insurance. Comparing insurance rates between several companies is the most effective way to save money on car insurance. If a discounted rate isn't enough to make your insurance affordable, you might consider taking advantage of California's low-cost auto insurance program.