When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer. Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. After purchasing a new policy, you should immediately contact your old insurer and cancel your old policy. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge.
You can change your car insurance policies at any time, whether you bought your policy two days or two months ago. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Affordability is important to everyone when it comes to car insurance coverage, but your car insurance company should be judged by how it handles claims. If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect.
If you're interested in changing your car insurance company, you won't have to wait for your current policy to expire. Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer. If you decide to change your car insurance company, make sure there is no interruption in your coverage and remember to cancel your old policy. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer.
