When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer. Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. After purchasing a new policy, you should immediately contact your old insurer and cancel your old policy. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge.
After you set up a new policy, you can cancel your old insurance policy. Don't discontinue your current policy without auto insurance. The Coverhound website notes that not only will you get expensive fines if you are caught driving across state lines without car insurance, but you will also be responsible for all expenses should you have an accident. While there's no need to change car insurance when moving to another state, it often makes sense for drivers to make the change.
Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. You can change insurers at any time, even if you just renewed your policy with another insurance company.
If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
You can change your car insurance policies at any time, whether you bought your policy two days or two months ago. If you're currently insured with another insurance company, you can simply start a new policy with your new car. If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy.
