Wawanesa and Geico are the cheapest California auto insurance companies for good drivers, among the companies we analyzed. From Lake Tahoe to San Diego, California offers tons of attractions designed for unforgettable memories. But if you want to enjoy the Golden State in all its glory, you need solid protection in the event of an accident. Plus, you don't need to overpay to get great coverage.
Mercury offers cheap car insurance without sacrificing quality. Learn more about our California auto policies and why you should switch to Mercury. People with a ticket or accident will get the cheapest car insurance from the CSAA, while drivers with a DUI should consider National General. California auto insurance companies must disclose all discounts a customer may be eligible for, including discounts for accredited drivers, students, older drivers and multiple vehicles, as well as any other available.
For more help finding the most competitive prices in California, try NerdWallet's car insurance comparison tool. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. The SR-22 is a certificate of financial responsibility that shows that you meet the insurance requirements established by the state for high-risk drivers and that your auto insurer must file with the DMV. The survey also revealed that 58% of Latino and black voters believe that the current way in which auto insurance rates are determined is discriminatory.
The best auto insurance provider in California, in terms of cost and quality of insurance, is AAA, also known as CSAA. California state averages are based on rates from Wawanesa, Grange, Capital Insurance Group, Geico, Mercury, National General, USAA, California Capital, Esurance, Infinity, Progressive, State National, Workmen's Auto, 21st Century, Alliance United, Auto Club, CSE, Kemper, CSAA, Farmers, Travelers, Allied, Allstate, State Farm, Bristol West, Chubb, Nationwide, Pure and Hartford. In addition, you must file and keep proof of auto insurance with the California DMV for three years after its suspension. Car insurance companies often use many factors to calculate their rates, and prices can vary significantly between insurers.
California car insurance premiums increase by an average of 131% if you have a drunk driving conviction on your record. If you suffer from a DUI, you may struggle to find an insurance company or you may have to pay an extremely high cost of car insurance. Not only do these fraudsters weaken the insurance industry, but they also affect it by increasing the costs of insurance premiums.