Progressive charges a cancellation fee of 10% of the premium or a fixed rate in some states, although customers in other states don't have to pay a fee to cancel their auto insurance coverage midway through the policy. Progressive customers will receive a refund for unused premiums, less cancellation fees. Insurers will generally reimburse you for the unused portion of your policy, assuming you paid in advance. However, depending on your state and the time of cancellation, your insurer may charge a cancellation fee.
Learn how to get a refund on car insurance. You can challenge your car insurance company after receiving a notice of cancellation of the policy. First, you can call your insurance company to discuss whether your insurer might be willing to keep your policy. Depending on the reason for the cancellation, you may be able to reach an agreement with your carrier.
More than 700,000 small business owners across the country trust us to protect their work vehicles and their livelihoods. Everyone gets personalized coverage that fits their unique needs, whether they have a single food truck in San Diego or multiple garden trucks in San Francisco. Auto insurance companies can cancel or “cancel” your coverage, although you will usually be notified well in advance to get a new policy. Other insurance companies may consider the reasons that often lead to cancellation, such as license suspension, to be evidence of high-risk behavior, which generally leads to increased car insurance costs.
Keep your costs low and your coverage ongoing by following these five steps when canceling your car insurance in Progressive. If you have boat insurance or home insurance with Progressive, the measure could increase your rates on those other policies. Keep in mind that if you're moving to another state, you won't have to change insurers unless your insurance company doesn't offer coverage in that state. There's no need to cancel your car insurance after selling a car if you're driving a different vehicle.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer. However, sometimes, even after you've purchased a policy, your car insurance policy may be canceled or not renewed. Your car insurance company will likely send you a letter explaining why your coverage was canceled.
If you already have that replacement coverage insured, you can cancel your Progressive insurance the same day you call. If you cancel during the middle of the policy term, Progressive Insurance will refund premiums for unused days, less cancellation fees. You'll talk to an agent who will need your name, date of birth, Social Security number, and Progressive Insurance car policy number.