Sacramento drivers may want to add Geico to their list of companies for quotes. Geico's premiums are low and it offers a long list of discounts to help policyholders save even more. You can get discounts for being a member of the armed forces, a federal employee, a safe driver, a good student, and more. Combine that with Geico's good customer service ratings from J, D.
Power, and Sacramento drivers will discover that Geico is a great insurance option. You might pay more for car insurance if car theft is common in your area or if your neighborhood has a lot of narrow or fast-moving roads. AAA offers car insurance packed with features such as roadside service, but club membership is required. Because of factors such as the large number of accidents, congested roads, and the prevalence of wildfires, most drivers in Sacramento pay higher-than-average rates for car insurance.
Grange only offers car insurance coverage in 13 states and offers a variety of coverage options and discounts, such as the OnTrack telematic discount, which gives drivers the opportunity to save on their premiums by allowing an app to monitor their driving habits. According to Bankrate research, the best auto insurance companies in Sacramento are Geico, Wawanesa, AAA, Progressive and Grange. NerdWallet analyzed the auto insurance rates of 154 auto insurance companies across the country to find the cheapest car insurance for a variety of drivers. Insurance companies have found that aggressive or reckless driving behavior, such as speeding, is often correlated with filing insurance claims more frequently, so you'll pay more after receiving a speeding ticket.
If you want the best of the cheapest, check out NerdWallet's summary of the best cheap car insurance companies. Geico has the lowest rates in Sacramento for drivers 18 years old after an accident or a speeding ticket. The best way to find cheap car insurance is to compare prices and compare quotes from at least three insurers. California, Hawaii, Massachusetts and Michigan don't allow insurers to use credit to determine auto insurance rates.
Car insurance companies have found that married drivers are less likely to take risks while driving and that they file fewer claims, so their insurance rates often drop after they get married. If finding car insurance with the lowest possible price is your priority, you can take a look at the following companies. Younger drivers have less experience behind the wheel and aren't as good at assessing risk, so they tend to pay much more for car insurance than older adults.