Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way.
The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. Keep in mind that you could lose your e-discount if you choose to receive your car insurance card in the mail. Whether you're driving through the majestic Redwoods or navigating the mountainous terrain of San Francisco, Progressive has you covered if you're looking for great car insurance in California. While not all insurers offer digital insurance cards, legalizing them by state usually means that if you have one, you don't have to worry about carrying a piece of paper in your wallet or glove compartment.
California doesn't allow insurance companies to use your credit score to calculate auto insurance rates. Yes, you can show proof of insurance on your phone at the DMV or BMV in every state that accepts proof of digital insurance. Collision coverage helps cover damage if your car has an accident with another car or stationary object, such as a tree. With most insurance companies, you'll be able to get proof of car insurance immediately after buying a policy.
Learn more about California car insurance minimums, available coverages, and discounts to keep your insurance costs low. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. You may need to present proof of insurance to your landlord, mortgage lender, or condo association, but you usually won't need an insurance card for property insurance policies. Based in Illinois and founded in 1975, Access Auto Insurance advertises low-cost auto insurance for drivers in Indiana and Arizona.
While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance.
