To add a car to your policy, you can update your policy online or call your insurance company. Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy.
If you're interested in changing your car insurance company, you won't have to wait for your current policy to expire. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. California doesn't allow insurance companies to use your credit score to calculate auto insurance rates. If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect.
Because car insurance requirements vary from state to state, you'll need to get a new insurance policy if you move out of your current state. Whether you're driving through the majestic Redwoods or navigating the mountainous terrain of San Francisco, Progressive has you covered if you're looking for great car insurance in California. Learn more about California car insurance minimums, available coverages, and discounts to keep your insurance costs low. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple.
While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. You can change your car insurance policies at any time, whether you bought your policy two days or two months ago. You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to. When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer.
Like an out-of-state move, an in-state move will affect your car insurance rate, although the change may be less than an out-of-state move. If you decide to change your car insurance company, make sure there is no interruption in your coverage and remember to cancel your old policy. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.