When looking at car insurance rates in California, it's a promising idea to get quotes from many firms. Below is a table that shows the average car insurance rates in California for some popular vehicle makes and models at a variety of prices. Drivers often pay more for car insurance after receiving a speeding ticket because this shows that they are riskier drivers. Your car insurance premium is determined by a variety of factors, such as state, city, and even zip code.
Generally, until a child is legally an adult at age 18, they must share an auto insurance policy with a legal adult. The following rates are for California drivers of different ages who have their own auto insurance policies. Starting in 2025, drivers with minimal coverage are likely to pay more for car insurance when they renew. As you can see, high-end cars, such as BMWs, generally cost more to insure than more standard brands, such as Hondas.
The table below shows the other auto insurance companies available that offer auto insurance in California, along with their average cost per month and their average annual cost. While the average car insurance rates in California could help you determine if you're overpaying for coverage, remember that your premium will vary based on several individual qualifying factors, such as the type of car you drive, your claim history, and the number of miles you drive per year. AAA is the best auto insurance company in California because of its affordable rates, reliable coverage, and great support. That higher cost of living is also reflected in auto insurance premiums; the average cost of car insurance in California is about 7% higher than the national average.