Yes, Liberty Mutual will pay for windshield replacement or repair services for customers with comprehensive coverage. Liberty Mutual does not apply the full deductible for windshield repairs, although customers must continue to pay their deductible for the full replacement, unless their policy or state law states otherwise. The cost of windshield repair at Safelite is usually covered in full by Liberty Mutual. If you have the right coverage, Liberty Mutual won't charge you the deductible for this service.
If the windshield needs to be replaced, Liberty Mutual usually covers this service if you have comprehensive coverage against physical damage, although you may have to pay a deductible. If the windshield was damaged in a collision, Liberty Mutual may cover repairing or replacing the windshield differently depending on the situation. On the other hand, if the windshield was damaged in an accident and the policyholder was at fault, Liberty Mutual customers can file a collision claim, although the exact details of their policy will determine if they should pay a collision deductible. If your windshield needs to be replaced, then you pay your deductible and Liberty Mutual covers the rest.
You can check with Liberty Mutual if you have questions about the details of your policy or the laws in your state. It may also be worth taking out comprehensive insurance if the policyholder cannot afford to replace the vehicle without comprehensive coverage, or if the car is being driven or parked in a particularly risky area. If you have comprehensive coverage with Liberty Mutual, then Liberty Mutual covers windshield repair and replacement. Full-coverage car insurance includes collision coverage and comprehensive coverage, two optional coverages for added protection.
If you're a Liberty Mutual policyholder and have windshield damage, you've come to the right place. If your vehicle is stolen, for example, or if a fall from a tree hits your vehicle, you can file a claim through Liberty Mutual's comprehensive coverage. As a Liberty Mutual policyholder, you don't need to postpone repairing or replacing the windshield because of the cost. However, if you only have basic liability coverage with Liberty Mutual, you cannot file a claim for windshield repairs or replacements with Liberty Mutual.
Liberty Mutual only offers windshield repairs and replacements for customers with comprehensive coverage. If you have Liberty Mutual car insurance, you don't have to let a broken windshield drive your vehicle.