Liberty Mutual also offers rental vehicle reimbursement coverage, which helps pay the cost of a rental car while your personal vehicle is being repaired for a covered claim. Your Liberty Mutual car insurance should cover your rental as long as the vehicle is worth similar to what it already has. But if you have a 230,000-mile Chevy Spark and rent a luxury SUV, you may be underinsured. California drivers have access to dozens of auto insurance companies, so they have many options when it comes to buying car insurance.
It may give you peace of mind to shell out car rental insurance and know that you won't pay more than that amount. While the company has competitive rates for high-risk drivers, its reputation for customer service and claims isn't as strong as that of other major California auto insurance companies. With this information, Insurify can provide drivers with information on how companies set the price of their auto insurance premiums. Liberty Mutual doesn't cover non-standard rental vehicles, including recreational vehicles, moving trucks, and motorcycles.
So, if you have an older car that has accumulated a ton of miles, you may not have enough coverage to rent a full-size or luxury car. Compared to other of California's major auto insurance companies, 21st century coverage has intermediate rates. If you have minimum liability insurance for your personal vehicle, for example, you only have minimum liability insurance for your rental vehicle. However, since it focuses on high-risk drivers, policies typically have more basic auto insurance coverage.
Your car insurance must include at least the state minimum coverage insurance requirements for bodily injury liability and property damage liability. If you have an exclusive liability policy and rent a vehicle, Liberty Mutual only covers the damage you cause to other people and property. Remember that your Liberty Mutual car insurance will only cover up to the limit of your own vehicle's policy.