When it comes to how quickly the policyholder files a claim, Geico doesn't have a time limit. This is because Geico cannot deny claims based on late notices. Because of this, you may need to contact the insurance company and notify them of the accident. If you have no experience in personal injury law or have never dealt with an aggressive insurance adjuster before, you may find the whole process overwhelming.
To protect your claim and your rights, your best option is to contact a personal injury lawyer before contacting Geico. Because California is an at-fault state, you must file an insurance claim with a third party, which is a claim filed with the other driver's insurance provider. Filing an insurance claim with Geico can be a challenge, especially if the insurance adjuster refuses to offer you a fair settlement. If the other driver has Geico car insurance, you can contact a Geico insurance agency directly, ask your own insurance provider to file a claim with a third party, or hire a personal injury lawyer to handle all interactions with Geico.
In California, if you were involved in an accident that wasn't your fault, you must file a car insurance claim with the other driver's insurance company. Since California is an at-fault state, if you were involved in a car accident that wasn't your fault, you should file a car insurance claim with the other driver's insurance company. Under the limits of negligent driver bodily injury liability insurance, if you suffered damages that exceed the limits of the policy, you can file a claim with your insurance provider to cover the remaining costs of the damages. Keep in mind that, in some cases, you may have to file a car insurance claim with your own insurance company if you were at fault or if the other driver was uninsured or underinsured.
To file a claim with a third-party insurance company, you must know the name of the at-fault driver, the phone number, the car insurance policy number, and the name of the insurance provider. Geico is a major insurance company and its success is due to its expert claim adjusters, who work tirelessly to minimize payments to accident victims or outright deny their claims.