You can file your claim through our mobile app, online, or by calling 1-800-776-4737 and providing basic information. A representative will explain your coverage and next steps. The time frames for filing a claim vary depending on the insurer, the state and the type of claim. Each state provides you with a longer than reasonable amount of time, but you shouldn't delay in contacting your insurer.
If you've been in a car accident, you'll likely have to file a claim with your insurance company. Filing a claim can be confusing and overwhelming, especially if you've never done it before. This publication will guide you through the process of filing a car accident claim with Progressive in California. You file a collision claim against your own insurance policy because you need a new car as soon as possible.
If you have rental vehicle reimbursement coverage under your own policy, you will have coverage for a rental car regardless of fault, within the limits of your policy. Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work. Car insurance is a rare product that you buy in the hope of never using it, but if you're involved in an accident or your vehicle is damaged, you may need to file a claim. Keep in mind that while police officers sometimes determine fault, it can be a difficult and time-consuming task to prove to an insurance company that the insured driver caused the accident.
You can also tell your own insurance company about the accident in case you need to file a claim against your own policy because the at-fault driver had no insurance, was underinsured, or was denied liability by your insurance company. Don't expect the at-fault driver to contact your insurance company; it's up to you to report the accident to the other driver's insurance company. For those looking to balance cost and quality, MoneyGeek ranked the best auto insurance companies in Anaheim. The amount of your policy's auto insurance deductible indicates how much you pay out of pocket for a covered claim, while your coverage limits represent the maximum dollar limit that your insurer could pay in a given category.
Through subrogation, your insurance company can now try to recover the payment you made to the insurer that originally denied fault. Understanding how the claims process works, including reporting an accident, working with an insurance adjuster and repairing your car, if necessary, can make filing a claim easier and less stressful. For example, if you have reimbursement coverage for a rental vehicle, you may be entitled to a rental vehicle while it's being repaired. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.