Drivers with a DUI may struggle to find affordable insurance and may have to turn to a high-risk auto insurance company. MoneyGeek calculated insurance rates at different levels of coverage and driving profiles to help you find affordable, quality coverage for your insurance needs. At age 60, your car insurance rates are about as low as they could be if your record is clean. Insurers set rates based on the potential risk of you filing a claim, and good drivers are considered to be among the least risky.
The analysis included the largest insurance companies in each state; smaller insurers were also included when rates were available. These are the average rates for good drivers in Sacramento according to NerdWallet's most recent analysis. If you're looking for cheap car insurance in Sacramento, California, you'll want to compare prices and quotes from several companies. According to NerdWallet analysis, these are the most populated zip codes in Sacramento and the average annual cost of car insurance for a 35-year-old driver with good credit and a clean driving record.
Insurers use a variety of factors to determine the cost of car insurance, such as your age, address, the type of car you drive and your driving history, which means that, ultimately, each driver will receive a different rate. The most important variable in the cost of your insurance will be the company you choose, so you'll want to compare prices to make sure you get the best rate. It's important to remember that rates are determined on an individual basis, so these may not be the cheapest companies for you. These are the average rates for drivers with a DUI in Sacramento according to NerdWallet's most recent analysis.
Most drivers in this age group have a lot of experience on the road and an established driving record, so insurers know what they're getting into and charge less accordingly. Your insurance company may ask you for details about the accident to determine your rate. An accident caused by hitting a fender is likely to be treated differently than an accident caused by passing a red light. Some parts of the city may have higher rates of accidents or thefts, which can lead to an increase in the price you pay.
To find the cheapest companies in Sacramento, NerdWallet analyzed the average full coverage rates calculated from public statements obtained by price analysis firm Quadrant Information Services.