In California, 18-year-old drivers can find the best Geico quotes after a speeding ticket. Geico and Mercury are tied for having the cheapest rates for teens after an at-fault accident. Mercury already offers some of the most affordable auto insurance rates in California. Do you know how you can save even more on insurance premiums? Add one or more of our discounts.
Our best options for the cheapest car insurance in California are Geico, Wawanesa, USAA, State Farm, and Mercury Insurance. Each of these providers offers reliable auto insurance coverage and customer service. Auto insurance companies can offer a wide range of discounts to help you lower your premium and save on car insurance in California. According to the Insurance Information Institute (Triple-I), the estimated rate of uninsured motorists in California is 16.6 percent.
Drivers often pay more for car insurance after receiving a speeding ticket because this shows that they are riskier drivers. Starting in 2025, drivers with minimal coverage are likely to pay more for car insurance when they renew. The Guides Auto team researched the best car insurance in California to provide you with a list of the top five providers that offer affordable coverage in the state. It's illegal to operate a motor vehicle in California without having car insurance, making a deposit with the DMV, or demonstrating your financial means.
The California Department of Insurance has recently proposed regulations to mitigate the effect of discounts for like-minded groups on insurance prices. Not only are California's cheapest auto insurance companies affordable, but they also offer comprehensive insurance options for drivers in the Golden State. Car insurance in California can be expensive, but driving without insurance is a serious offense and could even be classified as a misdemeanor in the state. For more help finding the most competitive prices in California, try NerdWallet's car insurance comparison tool.
If you can't afford car insurance premiums, you could qualify for California's low-cost auto insurance program, which has several payment plans and has no brokerage fees. AAA is the best auto insurance company in California because of its affordable rates, reliable coverage, and great support. The company also offers eight discounts on auto insurance and additional insurance options, including mechanical protection coverage.