Progressive doesn't offer a good discount for drivers, unlike most other major insurers. Generally, drivers with a clean record will be charged a lower rate for coverage, but they won't receive a specific discount amount. If you have a clean record, you're more likely to get several cost benefits related to the deductible, premium, and discounts per accredited driver. Here's what you need to know about a clean driving record, how to erase your driving record, who has the best car insurance rates for clean drivers, and more.
The progressive multi-vehicle discount allows you to save up to 12% on your car insurance premium when you insure two or more vehicles with Progressive. For example, if you're starting with home insurance, you can add car insurance or any other policy later so you can qualify for Progressive's multi-policy discount. For example, Progressive offers a multi-vehicle discount to drivers who insure more than one vehicle on their policy. To make sure you don't get charged higher car insurance premiums than necessary, check your driving record and discuss any errors with the nearest Department of Motor Vehicles.
The exact amount of Progressive's ongoing insurance discount varies for each customer, depending on how long they have maintained the insurance without interruptions or cancellations, as well as other factors, such as where they live and their driving history. Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information. Progressive's ongoing insurance discount is available in most states, except New York and California. Through its ongoing insurance discount program, Progressive offers an incentive to drivers who have been responsible and have maintained uninterrupted auto insurance coverage.
Driving without insurance is also illegal in most states, so most insurance providers increase rates for people who have periods of coverage on their driving record. Progressive's ongoing insurance discount is available to customers who have maintained active insurance coverage, with Progressive or another company, for at least 6 months without interruption. On average, drivers with clean records pay about 29% less for car insurance than those with a speeding ticket. Louisiana is the only state that requires auto insurance companies to offer military discounts, so military service members and their families based in Louisiana will save on their car insurance premiums regardless of the company.
However, Progressive offers a good student discount because getting good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're in the driver's seat.