Adding a teen driver to your policy can increase the price and offset the cost a little with our discount for teen drivers (the driver must be 18 years old or younger). Learn more about car insurance for teens. Many insurers offer discounts for young drivers on a policy who are also good students. In most states, you'll get a discount of around 10% * on your Progressive car policy if your child is a full-time student, under 23 years old, and has a B average or better.
Progressive doesn't offer a good discount for drivers, unlike most other major insurers. Generally, drivers with a clean record will be charged a lower rate for coverage, but they won't receive a specific discount amount. Insurance companies that use telematics for discounts include Nationwide, Esurance, State Farm, Allstate and Progressive. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies.
Combining your vehicle insurance with renters or homeowners insurance can mean additional discounts with each added policy. Progressive's ongoing insurance discount is available to customers who have maintained active insurance coverage, with Progressive or another company, for at least 6 months without interruption. Request a car insurance quote online or call 1-866-749-7436 and we'll ask you the right questions to properly insure your college student. College students often get the best deal on car insurance and greater convenience when they stick with their parents' policy.
Car insurance rules don't change if you're an 18-year-old living at home, a 19-year-old college student, or an adult living with your parents. Based in Newport Beach, California, Sandra has been a licensed insurance agent in California and Texas for 5 years and is an editor and writer specializing in all types of insurance issues. However, Progressive offers a good student discount because getting good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're in the driver's seat. Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance.
Both are covered when driving each other's vehicles, so they don't have to tell the insurance company who is driving which car and when. For college students from other states, some states and insurers may require a separate auto insurance policy. Driving without insurance is also illegal in most states, so most insurance providers increase rates for people who have periods of coverage on their driving record. As a college student, you should stay on your parents' car insurance policy if you return home on weekends or during school holidays and drive your parents' cars.
Auto insurance companies that offer full-payment discounts include The General, Travelers, Esurance, Liberty Mutual, Allstate, AAA and 21st Century in some states.
