Packages, several vehicles, installation of anti-theft devices, automatic and electronic statements, loyalty rewards, discounts for teenage drivers. To be eligible for the Liberty Mutual multi-vehicle discount, a customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. If you're a very cautious driver, you can save a lot of money on car insurance because of your good driving habits and your average speeds. Liberty Mutual insurance is even more expensive for drivers with certain characteristics, including young drivers and drivers who have recently caused an accident.
Several companies offer discounts on auto insurance for having protective devices such as alarms or locks on the steering wheel. For example, dashboard cameras can help prove fault in a car accident, prevent insurance fraud, and provide evidence in traffic courts. Nationwide car insurance is by your side when they offer you up to 15% off your car insurance if you have a vehicle recovery system installed. Not only can it protect your car from theft, but it can also help you save on your car insurance rates.
Progressive Auto Insurance is another company that offers a big discount for having an anti-theft device installed in your car. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal. If you can't get any of Liberty Mutual's safe driver discounts, there are other ways to save on your fare.
The full-payment discount for homeowners, on the other hand, is only available to policyholders who are members of associations affiliated with Liberty Mutual. Auto insurance companies that offer full-payment discounts include The General, Travelers, Esurance, Liberty Mutual, Allstate, AAA and 21st Century in some states. For example, Liberty Mutual offers discounts to drivers who insure multiple vehicles on their policy or who pay for their entire policy in advance. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill.