To get discounts for Liberty Mutual membership, the customer must be a member of the armed forces, a teacher, a full-time student, a member of an affiliated credit union, or an employee of an affiliated company. Liberty Mutual membership discounts generally save eligible members between 5% and 10%. It may also be cheaper to buy your own policy if you go to school in an area with lower car insurance rates or if one of your family members has a poor driving record, which increases premium costs. College students may also qualify for general discounts on car insurance, such as discounts for driver education students and discounts for accredited drivers.
However, Liberty Mutual offers a good student discount because getting good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're behind the wheel. Insurers reward loyalty with discounts for long-time customers and for those who have multiple policies or cars insured under the same policy. Of the 10 largest auto insurance companies, Farmers lists the most discounts on its website, with 23 available. Companies offer discounts on auto insurance for a variety of reasons, such as owning a home, driving safely, and getting good grades.
College students can get discounts on car insurance for having good grades or for going to college away from the car they're driving. In addition, the company offers a wide variety of general auto insurance discounts that can help auto insurance customers save even more. Car insurance is more expensive for college students than for older drivers, but students can save by comparing quotes and finding. Liberty Mutual's discounts for good students vary by state, but it's always worth checking if they're available in your location.
Some insurers offer special discounts on car insurance to former students of certain universities, Greek life alumni, and members of professional organizations such as the United States Library Association. For example, a company that doesn't offer discounts might end up offering a lower auto insurance premium than another insurer that charges a higher premium and offers 20 discounts. While new cars, vehicles with safety add-ons, and electric vehicles can be expensive, you can help offset the cost with a discount from your insurance company. That's why it's so important to compare car insurance rates, even if you receive a loyalty discount (or other).