Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. For example, Liberty Mutual offers an accident free discount, which gives a discount to drivers who haven't had an accident for a certain period of time. The availability of discounts may vary by state, but it's always worth checking with Liberty Mutual customer service to see what you can opt for.
If you can't get any of Liberty Mutual's safe driver discounts, there are other ways to save on your fare. RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium. Yes, Liberty Mutual has a teacher discount in the form of reduced auto insurance premiums for teachers. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group.
Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Liberty Mutual in the long term. Liberty Mutual doesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common.
Liberty Mutual teacher car insurance offers discounted rates and other special benefits designed for educators, such as additional coverage for teaching materials and school-owned properties. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run. Each insurance company determines their rates differently, so while Liberty Mutual is among the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies.
Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course.