One of the most common discounts is the safe driver discount, available to drivers without traffic violations or accidents. Defensive driving discounts are available at almost all major insurers, and also at many of the smaller ones. Allstate and The Hartford offer discounts of around 10%; Geico and Liberty Mutual save their qualifying policyholders about 5%. While completing a defensive driving course (online or in-person) is the first step to getting a discount, some airlines require other conditions to be met before they can start saving.
In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers. If your organization or group doesn't currently receive any discounts from Liberty Mutual, contact a local insurance agent to find out how you can get a discount. To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. While this defensive driving course offers a discount on your Liberty Mutual insurance premium, it can also help you cancel fines in some states, such as Texas.
If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group. Once you've completed the defensive driving course, you'll need to send your certificate to Liberty Mutual. Liberty Mutual can offer this discount to drivers based on their state and sometimes their age.
Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings. As a safe driver, you can enjoy a discount on your Liberty Mutual Insurance insurance policy when you complete the online defensive driving course. Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts.
Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better. Founded in 1912, Liberty Mutual is one of the three largest insurers in the United States, and auto insurance is the main product offered by Liberty Mutual.