No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. Enter your zip code below to see companies that have cheap auto insurance rates. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means less chance of filing a claim.
Complete the details about your current insurance, including if you already have a policy with Liberty Mutual and when you want your new policy to start. Once again, if you look at the companies and rates listed here, you can see that Liberty Mutual charges the most expensive annual rates based on travel time compared to the other premiums listed. Overall, Liberty Mutual has scores well above satisfactory ratings with a bright outlook for its financial future. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more.
You already know the multi-policy discount that helps you save if you take out more than one insurance policy with Liberty Mutual. The table below shows that, for brand and model rates, Liberty Mutual once again has the highest rates in all aspects. Liberty Mutual insurance commercials are well known for showing the Statue of Liberty in the background. Take a look at the table below to see how much companies, including Liberty Mutual, might charge you depending on the type of car you own.
If you look a little further down the table at the rates for the state of California, you'll notice that Liberty Mutual evaluates the fourth cheapest rate of publicly traded companies. In addition to the fact that owning a home might qualify for savings (not to mention the multi-policy discount you get when you combine your insurance policies), Liberty Mutual also offers a military discount for active, retired or reserve military members. Liberty Mutual offers bodily injury liability coverage, property damage coverage, collision coverage, comprehensive coverage, medical payment coverage, personal injury protection coverage, uninsured motorist coverage, uninsured motorist coverage, and optional coverages, such as accident forgiveness, lifetime repair warranty, and replacement of a new car. Combining your home and auto policies with a single insurance company is one of the easiest ways to lower your insurance rate.