We offer many ways to save on car insurance. Check out our full list of auto policy discounts and see how much you can save. Opting for a higher deductible on any of your Liberty Mutual insurance policies can lower your premium. If your organization or group doesn't currently receive any discounts from Liberty Mutual, contact a local insurance agent to find out how you can get a discount.
The closest thing Liberty Mutual has to a discount on dashboard cameras is RightTrack, which monitors the driving habits of policyholders and adjusts their premiums accordingly. Although Liberty Mutual doesn't offer discounts on dash cams, buying a dash cam could be worth it in the long run. You can get the full payment discount from Liberty Mutual if you pay the full cost of your home or car insurance policy in one or two payments. Founded in 1912, Liberty Mutual is one of the three largest insurers in the United States, and auto insurance is the main product offered by Liberty Mutual.
Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings. The availability of discounts may vary by state, but it's always worth checking with Liberty Mutual customer service to see what you can opt for. Each insurer uses its own algorithm to calculate premiums, so even if Liberty Mutual is charging you a high premium, you may be able to find a cheaper policy with another insurer. For example, Liberty Mutual offers a preferential payment discount for drivers who set up automatic payments from a checking account, credit card, or debit card.
Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers. Liberty Mutual insurance is even more expensive for drivers with certain characteristics, including young drivers and drivers who have recently caused an accident. RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium.
For example, Liberty Mutual offers an accident free discount, which gives a discount to drivers who haven't had an accident for a certain period of time. Each insurance company determines their rates differently, so while Liberty Mutual is among the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies.
