It should not be confused with rental reimbursement coverage, which is a supplement to the car insurance policy that offers reimbursement for a car rental in the event that the car is repaired due to a covered loss or accident. Rental car insurance is insurance that covers you when you rent a vehicle directly from a car rental company, such as Enterprise Rent-A-Car. When you rent a car at the airport or another car rental agency, you will be asked if you want to add insurance to your rental or if you want to exempt it from insurance. So does Geico car insurance cover rental cars? Yes, it does.
In the case of an accident in a rental vehicle, you pay the deductible for your car insurance policy and then your insurance covers the rest, up to the limit of your policy. Anything that exceeds that limit may be protected by your credit card, but, I repeat, it's best to check your card coverage specifically for rental cars. In addition to standard coverage, you can add options such as roadside assistance, rental vehicle reimbursement, and coverage for classic vehicles. Geico also offers insurance against mechanical breakdowns, which is similar to an extended warranty and can cover your car if a part fails due to normal use.
It can be both a blessing and a curse that your Geico car coverage is the same for your main vehicle and for rental cars. If your policy already includes collision insurance, it will cover the rent, so additional insurance isn't necessary. Even when you have a level of coverage, there are times when it's best to buy additional rental car insurance anyway. California drivers can expect to find a variety of auto insurance discounts and offers from the state's auto insurance companies.
Your Geico car insurance will extend to your rental vehicle up to the same coverage limit as your main vehicle. The type of car and the size of the car you buy depends on the insurance company that covers the cost. Insurers use your age, location, driving history and credit score to determine the cost of your car insurance. If your vehicle is wrecked and the other driver is at fault, your insurance company will likely only authorize you to rent a car a few days after making a reasonable offer to settle your claim.
Once you file an accident claim and need to rent a vehicle, the insurance company will contact the car rental company. The level of coverage you take out as part of your car insurance policy can affect the amount you pay for insurance overall. Geico confirmed that they don't cover cars rented through Turo, at least with respect to my California policy. How does your coverage for uninsured drivers apply if an accident occurs while driving a rental car and the person at fault is not insured? Read on to learn some basic facts about rental car insurance and whether or not you need additional coverage beyond your personal auto insurance policy.
Motorists with a recent accident, a speeding ticket, or a DUI pay more for car insurance because insurers consider them to be high-risk drivers.