Our best options for the cheapest car insurance in California are Geico, Wawanesa, USAA, State Farm, and Mercury Insurance. Each of these providers offers reliable auto insurance coverage and customer service. Several factors will determine the final price you'll pay for auto insurance coverage in the Golden State. If you've had trouble finding affordable car insurance coverage from other providers because of your driving history, you can find more favorable rates at Mercury.
Not only are California's cheapest auto insurance companies affordable, but they also offer comprehensive insurance options for drivers in the Golden State. Insurers use your age, location, driving history and credit score to determine the cost of your car insurance. The cost of car insurance in California is well above the national average, so drivers should consider auto insurance discounts to lower their premiums. If you want basic coverage from a provider that puts the customer first, Wawanesa is a good option for car insurance in California.
In addition to standard coverage, you can add options such as roadside assistance, rental vehicle reimbursement and coverage for classic vehicles. The Guides Auto team researched the best car insurance in California to provide you with a list of the top five providers that offer affordable coverage in the state. The table below compares the discounts offered by the best cheap auto insurance companies in the Golden State, which we'll discuss in more detail below. The company also offers eight discounts on auto insurance and additional insurance options, including mechanical protection coverage.
Below, you'll find rate estimates for different driver profiles, as well as key information about car insurance requirements in California. The availability of discounts may vary by state, so you'll need to talk to an insurance agent to find out what auto insurance discounts you're eligible for. California drivers can expect to find a variety of auto insurance discounts and offers from the state's auto insurance companies. Motorists with a recent accident, a speeding ticket, or a DUI pay more for car insurance because insurers consider them to be high-risk drivers.
