When you switch to Progressive, we honor the time you spent with your previous insurer at a discount. The amount of the discount will vary depending on how long you have been insured on an ongoing basis. This discount typically reduces car insurance rates by approximately 5%. You're eligible as long as you have at least two different types of Progressive insurance policies.
You can combine car coverage with homeowners or renters insurance or with policies for boats, recreational vehicles (RVs) or motorcycles. You're entitled to a loyalty discount when you stay with the same airline, usually for three years or more. On average, drivers save about 5% when they combine their auto insurance and home insurance policies with Progressive. According to Value Penguin, having a clean driving record can save you 10 to 30% on your car insurance premiums.
Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. Progressive offers this discount, which represents an average savings of 7%, when drivers get their car insurance quotes online. While Progressive car insurance rates may be high for some drivers, the company offers a variety of auto insurance discounts that drivers can take advantage of. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies.
The ongoing insurance discount is Progressive's way of thanking drivers for maintaining their car insurance coverage. This discount applies if you have taken out car insurance from Progressive for at least five years without any accidents or violations. Customers in California and New York cannot get this discount due to state laws on factors that auto insurance companies can use to set rates and discounts. Many auto insurance companies offer discounts for completing a driver training course or driving less than a certain number of miles per year.
Progressive's ongoing insurance discount is available to customers who have maintained active insurance coverage, with Progressive or another company, for at least 6 months without interruption. Telematic programs have a disadvantage in terms of privacy, but the advantage for safe drivers is that car insurance is cheaper. Most major car companies offer discounts for insuring more than one vehicle, if you park all your insured vehicles in the same direction. The exact amount of Progressive's ongoing insurance discount varies for each customer, depending on how long they have maintained the insurance without interruptions or cancellations, as well as other factors, such as where they live and their driving history.