California Defensive Driver Discounts & courses California drivers could save up to 5% on applicable coverages if they completed an approved defensive driving course. Mature drivers who successfully complete an approved refresher course for mature drivers may qualify for reduced insurance premiums. California law allows insurance companies to determine the percentage reduction in the premium. The insurance company may refuse to offer a reduced rate to those with a poor driving record.
You may want to ask your insurance company about your eligibility and the amount of the discount before taking an approved refresher course for adult drivers. Yes, the AAA offers a discount on a defensive driving course for drivers who have successfully completed an approved driver education course. By voluntarily taking an approved defensive driving course, AAA auto insurance customers in eligible states can get a discount of up to 5%. Once the discount expires, drivers can renew it by taking another course.
Depending on where you live, taking a road safety course can help you get discounts on car insurance. Ask a local State Farm agent for a list of qualifying courses and requirements. Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive. You can get a discount for driving defensively on car insurance if you complete an approved driver education course.