California Defensive Driver Discounts & courses California drivers could save up to 5% on applicable coverages if they completed an approved defensive driving course. Mature drivers who successfully complete an approved refresher course for mature drivers may qualify for reduced insurance premiums. California law allows insurance companies to determine the percentage reduction in the premium. The insurance company may refuse to offer a reduced rate to those with a poor driving record.
You may want to ask your insurance company about your eligibility and the amount of the discount before taking an approved refresher course for adult drivers. Yes, depending on the insurance company you choose, teen drivers are likely to get a discount on student driving car insurance. Finding an approved class to get a discount on car insurance for student drivers doesn't have to be overwhelming. When it comes to finding affordable car insurance for young drivers, the best method is to get quotes from several providers.
Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. A student driver's car insurance discount isn't the only auto insurance discount that's available to teen drivers on their insurance premiums. Many insurance companies will offer discounts on your car insurance when you complete a driver's education course.
While the discount on car insurance for driving students may be the factor that encourages you or your teen to take a defensive driving course, the discount isn't the only benefit. Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive.