California Defensive Driver Discounts & courses California drivers could save up to 5% on applicable coverages if they completed an approved defensive driving course. AAA members, check with your local club for special benefits or discounts on the field. Discounts on car insurance can also be applied at the end of the course; check with your insurance provider for more information. Courses are not available in all areas.
Contact your local AAA club for more information. The good driver discount is required by California law, so all insurance companies must provide it to eligible drivers. Since newer vehicles typically have the latest in safety features, some insurance companies also offer discounts for driving a newer car. Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive.
In typical no-fault states, drivers must have personal injury protection (PIP) insurance to pay for their own medical expenses after a car accident, regardless of fault. If you want to save money on your car insurance, the best thing to do is ask your insurance company for a list of the discounts they offer and compare several providers to get the best insurance rates possible. The most important thing to remember is that insurance rates, discounts, safe driving programs, and other factors vary by insurance provider, state, age, and many other factors. If you're not sure about your driving record or you're wondering if your insurer has already applied the discount to you, it's always worth checking directly with your insurance company.