California Defensive Driver Discounts & courses California drivers could save up to 5% on applicable coverages if they completed an approved defensive driving course. Mature drivers who successfully complete an approved refresher course for mature drivers may qualify for reduced insurance premiums. California law allows insurance companies to determine the percentage reduction in the premium. The insurance company may refuse to offer a reduced rate to those with a poor driving record.
You may want to ask your insurance company about your eligibility and the amount of the discount before taking an approved refresher course for adult drivers. Insurance providers reward car insurance to good drivers with no claims or accidents on their record. A number of factors affect the cost of car insurance: the driver's age, history, and type of car are just a few of them. One of the most important factors to consider when looking for insurance discounts for defensive driving courses is the insurance provider.
However, getting a discount for driving defensively shows your commitment to driving safely and can help you get cheap car insurance with a bad record.