Geico offers discounts for people who are members of specific groups. This includes military personnel, federal employees, and members of special organizations that Geico partners with. Going to a larger company has its perks. These agencies usually have several locations in Costa Rica and more support staff.
They also tend to have newer cars in better condition. Some of the discount or smaller agencies may use older models that are less reliable. Since this makes it easier for other drivers on the road to notice, cars that are equipped with them are considered safer. Basically, it covers damage to the rental car itself in the event of an accident or if your car is stolen.
Even if you could avoid adding your spouse to your car insurance, it's very unlikely that you'll save money by keeping separate policies. Regardless of the company, every car rental quote for Costa Rica must include the following three elements. On the other hand, low season prices can be very attractive, especially in September or October, when tourism is slower. Membership in certain fraternities, sororities, or honor societies may qualify for teen drivers to receive exclusive discounts.
As with cars you've rented in your home country, there's always some type of higher coverage you can buy. If an organization you belong to is on the Geico list, you can see the alumni discount that applies to your new policy in an online quote. But like all major auto insurance companies, Geico doesn't have a senior discount that automatically lowers rates for all older drivers. Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate.
Married couples tend to be more careful and consistent, which translates into fewer accidents and fewer risks for the insurance company. Finally, if you're still struggling to pay for your Geico policy, you should consider switching to another insurer. Costa Rican law requires a certain level of insurance coverage and not all companies or websites include this cost in their quotes. In addition to the discount for driving defensively, older drivers can take advantage of other discounts to lower their premium.
For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger.