When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy. Your insurance company will generally need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. You can generally stay on your parents' car insurance policy as a registered driver if you live at home or if you're a full-time college student. That means you're still covered when you drive your parents' vehicles.
And unlike health insurance, there's no age limit that prevents you from staying on your parents' car insurance. However, if you're moving permanently, you'll usually need your own car insurance policy. With most insurers, unmarried couples can share a joint auto insurance policy or add to each other as drivers listed on separate policies. Sharing a policy can have advantages and disadvantages, so check with your insurer to see if shared or separate coverage is best for you.
Progressive life insurance could be a good option for those looking for a variety of types of policies and educational resources. Progressive life insurance might be right for some buyers, but comparing life insurance options is often a good idea. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car.
Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them. Sharing car insurance with someone else can result in a lower price than buying two separate policies. Policyholders who value digital capabilities, want a company that can follow them across the country, or need high-risk insurance could consider Progressive as their company of choice. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history.
Collision coverage helps cover damage if your car has an accident with another car or stationary object, such as a tree. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Depending on the state and the insurer, you may be able to add your car to your parents' insurance if you live with them and your car stays at home. If you need to buy flood insurance, which can be an important policy, since home insurance doesn't cover flood damage, Progressive could help you get it.
Progressive home insurance through ASI is only available in 40 states, but policies are provided with other third parties through Progressive Advantage Agency, Inc.
